ICICI Brokerage Calculator: Know Everything About it

Since childhood, we have been taught that we get profit when we sell something for a price higher than what we paid to acquire it. But the question is, do you bag all the amount of the proceeds or a significant part of it? Now when you think back and try to recall some of the deals that you made no matter how big or small, they were, in most cases you had to pay the price to the middleman, and this price is known as brokerage.

The capital and the money market are no different than the laymen world regulations and norms. Just like you must pay brokerage while dealing with property or goods, in the same manner, you must pay brokerage for settlement of your equity/commodity trade. This brokerage is generally calculated by using a Brokerage Calculator which is an online tool that many investment platforms provide for the convenience of traders to help them assess calculation of their brokerage in advance of carrying out a trade.

This is where ICICI brokerage calculator comes in play. It helps you calculate the brokerage you need to pay on the deal that you make through ICICI direct, a retail and investment service platform of ICICI Securities. It also calculates several taxes and charges apart from the GST that you must pay on your trade such as SEBI turnover fees, Securities Transaction Tax and Transaction charges that you pay to the exchange, which are BSE and NSE. ICICI Direct lets you trade in different asset classes ranging from Equity to derivatives with different time horizons which generally are intraday and long-term investments.

Now the question arises how does ICICI brokerage calculator calculate brokerage? These calculations are based on several factors such as Lot size, overall turnover, type of trade and type of services an individual avail by ICICI Direct (whether a premium or basic service pack).

For equity delivery, the brokerage is charged at a fixed rate of 0.55% on the trade’s overall turnover. In contrast, for equity intraday delivery, the brokerage charge has been kept low in a range of .035%-.05% to let the investor maximize his returns. For intraday equity square-off the charge is .275%, and there are no charges for the settlement in the second leg of intraday trade. Equity futures cost a brokerage of 0.05% on the higher leg turnover and a flat brokerage of 50 rupees on lower leg turnover.

Currency futures, currency futures stop loss, currency options and commodity futures cost the same brokerage of 20 rupees per order.

Flat brokerage for options and options plus is 95 rupees per lot and 50 rupees for the first and second leg of intraday square-off. There is also a unique plan by the name Options 195 plan in which brokerage for 100 lots is 1545 rupees which is 15.45 rupees per lot which is very low than the 95 rupees per lot that you would need to pay usually. So, if you are an active options trader do give it a try.

Now we will look at the brokerage structure of non-convertible debentures and bonds which are as follows:

If the amount is less than or equal to 1 Crore, the brokerage is 0.75% and 1.00% for less than five years and more than five years.
If the amount is more than one crore but less than five crores, the brokerage is 0.50% and 0.75% for a period of fewer than five years and more than five years, respectively.
If the amount is more than 5 crores, the brokerage is fixed at 0.50% irrespective of the instrument’s maturity.
The rates charged by ICICI Direct are very competitive and are amongst the best rates you can find in the market for a brokerage platform. But the above information consists only the basic brokerage that you need to pay as per your trade, and it is exclusive of other charges which were mentioned above such as SEBI turnover fees, Securities Transaction tax and Transaction charges which is different for every asset class based on the guidelines set by the government and exchange. For these details, you can look up the page of ICICI directly or can use the link provided below.

Explained in Detail – The Demat Account

What is a Demat Account?

Demat Account is like a bank account except Demat holds the stocks in electronic form. A bank account holds money and a Demat account holds financial certificates of instruments like bonds, shares, government securities, mutual funds, and exchange-traded funds.

How to open a Demat account?

The fastest and quickest way is to select a brokerage firm and opt for Online Account opening. This is paperless mostly and does not take more than 10 minutes if all documents are ready.

This, however, was not always the case and before the advent of internet and camera phones it was not that easy. The steps for opening the Demat account are,

Select depository participant (DP)
Fill account opening form
Submit documents for verification
Sign a standardized agreement with DP
Verification of Documents
Demat Account number and ID generation
What are the advantages of a Demat Account?

Risk-free: The convenience of a Demat Account is coupled with its inherent safety. It’s a perfect safe way to hold all your securities and protects your against loss of physical certs, forgery etc
Time-saving: It’s an effective and time-saving way to buy/sell share immediately, automatic credit of shares when bonus or splits happen
Zero paperwork: Every transaction is in electronic format so the demat is super-flexible when it comes to handling securities
No hidden cost: All costs are known beforehand and handling expenses, stamp duty etc are eliminated
With the demat account an investor can receive benefits like dividends, interest, refunds, bonuses etc directly into the account
Can one open Multiple Demat Accounts?

Yes, One can open multiple demat account or just trading accounts but only one account with one broker.

Any minimum balance requirements?

NO, demat account has no such requirements.

What are the conditions for opening multiple demat accounts?

An individual can have only 1 account with 1 Broker. No multiple demat or trading accounts with same broker.
Every Demat account will have its separate Annual Maintenance Charges (AMC)
Unused Demat Accounts are likely to be frozen if dormant for a long time. To reactivate KYC procedures will be done again
No need for multiple trading account with multiple demat accounts
Multiple Demat Accounts have a major benefit; one can separate their trading and investment portfolios. One can also get the services of various brokers and use them to their advantage.

What is Return on Assets (ROA) and how to calculate it?

This will also help you to make certain strategies for the favor of the company that will help to generate the company’s earnings and generate additional revenue. When the assets return they will write as a percentage.

There are a few important concepts you need to remember about the ROA.

ROA has the preeminent use when it is used in different companies to compare their performance and presentations.
ROA helps to check the company’s obligation. This is quite useful in this regard.
The most important effect that it has is, it helps you to know about the assets of the company. Meanwhile, it helps you to know about the pointers where the company is spending its assets. This will help to evaluate the profit concerning its investment.
The Significance of Return on Assets (ROA):
This is a term that contains many benefits. It helps you to know about all the earnings and assets that a businessman has invested. This is its use in capital investment. If you want to see its impact on public industries you will see it has a significant role in these minor industries. These industries depend upon this term substantially.

You will see it has an impact on multiple sectors of industries like it work as a comparative measure. The term, comparative term helps to make a comparison with the companies that have a similar concept for development or different.

If you are serious about your company and its assets then you must know about the ROA. Because this helps an investor to know about its company and its assets where they are going and their complete utilization. This will tell you about the positive and negative values, benefits, and losses. Likewise, if you have a higher number for ROA it means you have a greater amount of profit.

Return on Assets (ROA) vs. Return on Equity (ROE):
Both these terms are used hand in hand. These terms help a company employer to know about how the company is working and how much it’s consuming its capitals. If you talk about the ROE alone it is essential for the measurement of all the return of the company and its evenhandedness.

ROI tells you about the liability of the company but the ROE doesn’t tell you about it. If a company has more influence and obligation it means your company has higher ROE than ROA.

Calculating Return on Assets (ROA):
Return on assets (ROA) is used best for the calculation of any company because if you are going to measure the total assets of the company it will be a certain difficult task. After all, your companies’ assets are changing day by day. These are changing because you are making various purchases and sales therefore the assets will be different on an annual basis. The assets will be increased on a heavy basis if you are gaining profit from large purchases like vehicles, cars, land, equipment, seasonal vacillations, and land.

To calculate a certain period you need to know about less information. And it will be easy to explain. But if you are working to calculate the total assets of the company you will face a greater amount of difficulty. But you can easily access the assets of the company by the balance sheets.

The formula for ROA is:
ROA= Net Income /Average Total Assets

Here is the term net profit or net income is being used. This term refers to the income statement that is expressed at the bottom of the statement. Net income means all the amount of total income that you have after complete production.

If you have any additional profit then you can also gain this with the help of the ROA. Because this is directly related to all other secondary profits that are not part of primary processes like the investment and the devilries that have payments on time.

Limitations of the ROA:
If you are using the ROA then you need to know about its certain limitations. First, this can’t be used across the industries. It means it will only be used for one industry at the same time. You can’t use this with multiple industries at the same time.
It has some other limitations because it is not stable for the bank. The bank balance sheet is helpful to know about all the assets of the companies. This helps you to know about the estimated value and the other historical costs.
Conclusion:

Here, you have known about what Return on Assets (ROA) is and how to calculate it? This term is quite useful for the business because this helps you to know about the periodic assets. You can easily know about the assets at a specific time instead of total assets.

Improve Your Personal Image – Hire an Image Consultant

What is Personal Image?

It’s what people think about you. People define it mostly by what they see and hear. Your intelligence and personality tend to be of less importance when it comes to people making decisions about you.

Why is Personal Image important?

It is an important factor in your life. It dictates the levels of success in your professional life, your social life and even your love life because it’s what other people think about you. Therefore, it is important you project the right image for people to understand you correctly. You don’t want to risk your success due to misinterpretation of your personal image.

Why Hire an Image Consultant?

Image Consultants can show you how to project your personal image in the right manner. They can assist you to show it exactly according to the way you want it to be seen. And in doing so, help you achieve the highest potential in your life.

How does an Image Consultant Help You?

An image consultant can help you to:
- Look more gorgeous.
- Manage your stress better.
- Save more time and money in shopping.
- Feel more confident and take control of your life.

Image Consultants can offer solutions to improve your personality, appearance, style, behavior, communication skills, etc.

You are never too old or too young to wish for a better you. Schedule an appointment today to look great for a special occasion, gain more insight into your personality, know more ways to manage your personal image for more success in life, or just for fun!

You should try it. What’s the harm in trying it out? Most companies offer free consultations, so grab that free opportunity to know more about how to improve the different aspects in your life and be more successful.

Engineering Consultancy Firms – Industry Leaders Realising Your Visions

From the ancient Chinese temples and Egyptian pyramids to the latest skyscrapers spread across the Dubai skyline, engineering consultancy firms have played a pivotal role in the delivery of vision into reality. The evolution of built structures throughout the history of mankind has been the direct result of innovative civil engineers – and this evolution shows no signs of slowing. Leading engineering consultancy firms are continually pushing the envelope of design capabilities to engage with the challenges of the future. Fuelling the need for pioneering civil engineering companies are the demographic trends of increasing population numbers, and the concentration of that population in urban centres, as well as environmental concerns.

The next few decades will be some of the most challenging and demanding for those charged with the responsibility of developing and implementing urban, residential and enterprise construction in the face of increasingly sophisticated design plans and equipment, as well as meeting the strict guidelines for sustainability, energy efficiency and longevity.

Advancing technology being implemented by leading engineering consultancy firms allows the continual development of better and more cost effective designs and construction methods. A key focus of nearly all national, regional and local governmental and council authorities is the planning, design, construction and operation of a range of facilities that accommodate the population it serves. This encourages civic and community engagement, and facilitating the activities of modern life. Engineering consultancy firms are the problem solvers, balancing the needs of infrastructure with the managerial necessities of large population bases, including pollution, congestion, safety, water requirements, urban redevelopment and city beautification.

As the technological revolution expands, as the world’s population increases, and as environmental concerns mount, the skills and experience only available through industry leading and innovative engineering consultants, with a proven track history of delivering exceptional results will be in ever increasing demand. Those organisations that encourage corporate values and principles that create a spirit of trust and co-operation with their clients ensure the delivery of quality outcomes that will stand the test of time.

There are various divisions and specialities within the civil engineering profession, including structural, environmental, geotechnical, water resources, transportation, construction and urban planning. It is rare to find a civil engineering company that can fulfil the wide array of responsibilities requiring specialised knowledge. Those that do can streamline the design, application approval and construction processes through the expertise their organisation holds and the large planning team available for achieving practical solutions.

Harrison Grierson is a large advisory and design consultancy working in four key market sectors; Land and Buildings, Water and the Environment, Utilities and Transport. The Company operates throughout Australasia and the Pacific Rim from two regional bases, New Zealand (Auckland, Tauranga, Wellington and Christchurch) and Australia (Brisbane).

With a focused organisational culture that stretches back over 125 years, the Company is well positioned to provide clients with a variety of professional skills in engineering consultancy, surveying, planning, urban design and landscape architecture from an integrated network of offices that functions as one business. We draw from all our people across the total organisation to ensure the optimal mix of skill and experience is applied to each project to create an outcome of lasting satisfaction.

How Your Company Can Benefit From a Flex Consultant

No matter the type of business you have, the competition is fierce: there is always someone out there with an edge that you don’t have. This means one thing: you need to adapt.

One of the best ways to do this is through the use of expert consultants, particularly when it comes to Flex consulting.

What is Adobe Flex?

Adobe Flex is a new type of software that enables programmers to design animation, build multimedia applications, and create Rich Internet Applications (RIA). These applications are then viewed either through AIR or Flash.

One of the reasons Adobe Flex has become so popular is because of its versatility. It is a program that can do extraordinary things. Whether you are trying to build a website from the ground up or you are trying to design intricate animations, whether you are designing a highly interactive application or building interfaces for a variety of users, whether you are building on existing code or starting over from scratch, Adobe Flex can help.

Adobe Flex can be used for designing proposals, communications, presentations, consultations and a variety of other things.

Why Outsource Flex Developer?

An outsource Flex developer is a coder who is an expert in Adobe Flex. He or she will work for your business on a contract basis, designing your websites and interfaces and anything else you need. An outsource Flex developer can help with all of your Flex needs.

Why Consider Flex Consulting?

Not everyone is an expert coder, nor does everyone have the time to become one. That is why Flex consulting is a viable option. By hiring an outsource Flex developer, you save your company valuable time, ultimately saving it valuable money in the process.

With Flex consulting, you don’t need to keep someone permanently on staff: you simply hire a Flex developer only when you need a Flex developer. This saves you the expense of health insurance and other benefits (as well as the expense of paying someone when they are not needed). What’s more, you get someone who is truly well versed in Adobe Flex: they know it from the inside out.

Hiring an outside Flex developer also saves you time. Rather than spending hours and days training your staff, or learning Adobe Flex yourself, hiring from the outside allows you to attack the project immediately and head on.

Flex consulting is a great option for anyone who would like to incorporate Adobe Flex into their business. It’s fast, affordable, and it can avoid a lot of frustration.

Small Business Internet Marketing Consultant – 3 Tips to Making More Money When Hiring One!

Did you know it’s possible to get a small business internet marketing consultant to set up a system for your business, which gets more visitors to your website, turns these prospects into prospects and literally while you let this system run on it’s own… turns these prospects into customers which puts cold hard cash into your bank account!

Which is the end result we all want… right?

Well then… here’s 5 tips that will make sure, when you’re choosing an small business internet marketing consultant for your business this actually happens.

1) Choose a consultant which loves, breathes and lives direct response marketing. This is the No.1 mistake business owners make when trying to make money utilising their website. They are told by the so called “Website Design Gurus” to treat their website as a brochure site!

Bad move! You can actually utilise your website as a lead generating vehicle which automatically puts visitors through a sales funnel, relationship and nurturing sequences and in return turns them into increased profits for your business. So make sure, when choosing someone to do your Internet marketing for you, that it is build on a foundation where you have a system in place which actually monetizes visitors.

2) Don’t let your consultant JUST build a website for you. What I mean is… if you’re really serious about increasing your profits utilising internet marketing strategies… YES! You need to have a website… But it needs to be built on the right foundations.

So you must ensure that on top of your website, there is an internet marketing strategy in place, which targets the right keywords. When done right this will make your website show up in search engines like Google, which will send targeted visitors to your website. And then the website takes care of converting these visitors into profits for you!

But if you don’t have the funds right now for a full fledged internet marketing program, and you just want a website at this point in time… it’s still important to make sure that your website is optimised, build on the right structure and targeting profitable keywords. As this creates a solid platform on which you’ll be able to build a profitable marketing system in the future.

3) Set your goal straight – right from the start! Do you want the small business internet marketing consultant to simply build a done for you system, which drives traffic to your website and turns this traffic into customers. Or do you want to learn how it all works. In this case you’ll be able to partake in courses where you get detailed explanations of the tasks involved in building such a system but you implement the tasks yourself.

A done for you system, enables you to concentrate on running your business (we all know there’s not enough hours in the day to get things done) and simply put it to work and extend your market reach onto the internet. In a course type learning environment, you’ll have to dedicate time each week to complete tasks which are involved in building a profitable internet marketing system.

So from the get go, get clear if you want to invest a higher amount of money to get a “set and forget” system built for you or if you want to learn, invest a lower amount of money and build a system yourself. Having your mind made about this right from the start will allow you and your consultant to work together in the best way, and in the way which suits you. Plus, you’ll avoid wasting money or getting into disagreement about the project.

If you concentrate on these 3 tips it will give your small business internet marketing consultant clear direction on his tasks, and concentrate all his efforts to build you a profitable marketing system which drives more customers towards your website and turns them into customers on autopilot.

SEO Consulting And It’s Growing Impact On Online Businesses

It is observed that to succeed and to make maximum profit have become tougher than ever with the increasing number of online business. The competition is exorbitant and so the website owners many times are seen frustrated fighting in the lost battle of success. If search the reasons behind the failure, it is found in maximum cases that there is lack of proper plan and organized manner of the website that are facts of obtaining targeted customers. At this point, approaching an SEO service provider and meeting an SEO consultant can make a difference.

A SEO consultant can guide the website owner to tackle the hindrance and step forward to open the door of success in online business. With the changing face of search engine algorithms, many pitfalls have occurred that are not easily seen by the novice as well as by the experienced one also. But, an SEO consultant constantly studies the web world and knows the effective ways to get rid of this problem. SEO consulting can assist you to increase web traffic, raise sales, improve your ad spend and ROI, multiply conversions, increase your CTR (click-through-rate) and many more.

At the present scenario of the Internet marketing, SEO consulting is having significant impact in receiving the desired out put. Because, an effective SEO consulting features with vigorous analyzing power of business module, web competitors, website usability with Technical Optimization, keywords, content, website link popularity, Link building and many important small to big issues. All these issues are covered by a well planned SEO strategy to achieve top 10 ranking which is only possible through an experienced SEO specialist.

While going for SEO services company, preference should be given to the SEO consultant for the long lasting benefit of your website. With the vast array of experience on the web world, the consult must show you the fruitful way that you could never think yourself. An SEO specialist always tries to offer you an innovative idea which is a key to success.

Before come into the contact with an SEO services company, you should ensure what your site requires and if the SEO Company is capable to understand your business requirements. You may find many companies that offer services at an unbelievable low price, but the fact is that “no pain no gain.” If you find what you require in a reputed SEO service, only then you go ahead. Your success is certain!

Professional SEO Consultants

Website optimization and search engine marketing is crucial to everyone doing business on the internet and your website can be turned into a profit making one with the services of professional SEO consultants. About 85% of qualified internet traffic is driven through search engines, and very few search engine users ever look for pages other than the first two in the search results. A query on a crawler based search engine usually brings up results based on the thousands and millions of matching web pages. The most relevant matches are usually given on the first page of the search results. Professional SEO consultants ensure a high return of investment by achieving maximum visibility for your website on major search engines such as Google, MSN and Yahoo. They analyze the web traffic and choose the most appropriate options to increase your sales.

SEO strategies are based on professional and ethical search engine optimization techniques to gain top search engine ranking for the particular business. One of the most important aspects in website optimization is the selection of appropriate keywords and writing keyword rich content. Professional SEO consultants can advise you on using the proper keywords, offer strategies for optimizing title, Meta keywords, and alt tags. Most of the professional SEO consultants provide their services at affordable prices with proven methods and techniques to significantly improve search engine standings. The major services that SEO consultants offer are, increasing your website traffic, placing the site high in search engines, and expanding the reach to the audience, and all of these services help you achieve measurable results.

Professional SEO consultants thus help a business website obtain high search engine placement. Natural SEO services offered by these professionals include research and development of keywords focusing on attracting the target customer; web content optimization; writing Meta tags; submission of your website to all major search engines, development and implementation of high quality linking strategies, and generation of ranking reports. Since popular search engines frequently update their algorithms, professional SEO consultants will always look for better techniques that ensure your website guaranteed results. With the help of efficient web optimizers you can use internet marketing strategies and designs to increase your web traffic and thereby increase your online visibility and business.

Why Every Nurse Should Consider Legal Nurse Consulting

The day will come in the career of almost every bedside or clinical nurse that is devastating. If you work as a hands-on nurse, it will most likely happen to you too. It’s the day when you come to the realization that you can no longer work as a hands-on nurse. This possible conclusion to your nursing career can happen suddenly or over a period of time, and because of many reasons. It can be the result of an injury, burn-out, cut-backs, old age, or physical inability to handle the demanding job. When this happens, how will you continue to find income? Finding another job can be an arduous process. If you have a family to support, this is a serious problem. The smart thing to do is to start preparing for this eminent situation. The question is: what can you do to prepare?

First, you must face the realization that your nursing career will eventually reach this point. You must make the decision that something has to be done to prepare for it. Once you make this choice, the rest is not too hard. The key for preparing for this crossroads is to have a back-up career option. When choosing the back-up option, there are a few criteria you should consider. This option should pay equivalent to or better than your current job, it can be one that you are qualified for or one that requires some additional training, and it should offer the flexibility for you to ease into it at your own pace. The option is even more ideal if you can use it on the side while still working your regular job, allowing you to earn some extra income when needed. Unfortunately, many nurses don’t realize this kind of option even exists.

When facing this life-changing decision, the common reaction from a nurse is to begin looking for another job that will meet their new requirements. Even though the job application process can be very slow, it sometimes works as a good option. When the available jobs are in the same facility, the hiring process can be much quicker. Many nurses tend to pursue administration jobs when they are no longer able or willing to endure the physical demands of hands-on nursing. However, administrator jobs often have stiff competition for a limited number of positions. There are many other jobs where your nursing expertise will be relevant, such as case management, insurance, pharmaceutical sales, recruiting, or teaching. But what if your best option is not a typical job at all? If you approaching this point in your career, maybe it’s time for you to think outside of the box.

Luckily, there is a career option that meets every one of the conditions explained above. It allows you to utilize your existing medical expertise, it offers great flexibility, it presents exciting new challenges, it gives you the choice of finding a job or working independently, and it can pay much better than a typical regular nursing job. On top of all these benefits, it offers you an opportunity to continue the main reason you probably got into nursing in the first place; it allows you to continue your patient advocacy. The nursing career option we are referring to is Legal Nurse Consulting. It’s important to remember that you’re going to need an option like Legal Nurse Consulting one day, so you should become familiar. If you have already heard of this option, you most likely don’t understand its real benefits and what is involved. As a Legal Nurse Consultant, you can learn how to utilize your medical expertise in the legal field or the legal side of medical care. Any case involving medical records needs your expertise to interpret and analyze the medical information. If you would rather avoid working with attorneys and insurance companies, hospitals and managed care facilities often hire Legal Nurse Consultants to help in areas such as risk management, insurance issues, and case management.

You have an important choice to make. Whether you decide now, or after you are forced, this kind of career altering decision is difficult to confront. You can be like the many other nurses who just hope that nothing happens, or you can start preparing for the future.

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